Tuesday, October 23, 2012

End of Year Pre-Algebra

There have been a few times that a student will be getting ready for their pre-algebra final and get no help from their teachers as to what will be on that test. A few years ago, I ended up making my own multiple choice test for an overview of pre algebra test online. I thought I would share with you. 

It has topics in it like ratios, proportions, fractions, probability, stem and leaf plots, area and perimeter, and much more. There are 39 multiple choice tests. In the choices, I would do one correct answer and then some of the other answers I would solve it with common mistakes students make like forgetting to change the sign of the inequality when it's multiplied by a negative. 

Get a free copy of my overview of pre-alebra by clicking on the image of it below. It will open in Google Docs and you can save it from there. If you find any errors, please let me know. I've checked it through, but there are times when a calculation gets past me.

As I tutor my student through this test, we talk about strategies to get through the test quicker. I teach them to look over all the answers and estimate what they think the answer would be. They can then cross out which ones they know it couldn't be. I train them to solve the problems backwards if they are unsure where to start. For example, the student could take the answers and plug them into the equation to see if they work. 

These are just a few of the ideas I have for teaching test prep for a multiple choice test. What ideas do you have?

Monday, October 22, 2012

What to do when searching for life insurance

In the search of the best life insurance deal, people will need to undergo several steps. First of all they have to determine the kind of life insurance that they need to have. Second of all, they need to find some life insurance , and the last step that they have to do is to compare the quotes that they have found. To begin this, I am sure that it is better for us to discuss about the kinds of life insurance deals that we commonly have in the market.
When searching for a life insurance deal, there are commonly two types of life insurance deals that will be offered to you by any life insurance company. They are the whole life insurance and the term life insurance. The whole life insurance will be able to protect you for the rest of your life while the term life insurance will only be able to protect you for a limited amount of time. However, the whole life insurance will cost you more money than the term life insurance. Like what I have said, you need to determine which one that you really need. Make a wise decision based on your own calculation.

Only Use day Loan for Emergency things

There square measure sure payments and expenses willnot|that can't} be deferred as medical bills can terribly simply take 1/2 your financial gain. Such Associate in Nursing pressing payment to those that receive a monthly wage could be a terribly troublesome job as a result of most of the people have spent most of their financial gain through the month. However one choice is extremely viable and effective for those who square measure disquieted regarding day loans, that square measure loans that would be repaid once following day comes.

If you have got the cash and aren't certain if advance payment is that the right resolution for your scenario, there square measure some aspects of the loan to think about.The appliance method is brief and straightforward, therefore if you are not within the mood to fill the hours of the document, you are doing not have to be compelled to worry regarding it. All the lenders want from you is proof that you just have employment, checking account and sign. They are doing not do credit checks, therefore you are doing not have to be compelled to worry regarding your dangerous credit history stepping into the method of obtaining the cash you wish.

payday loans is employed for a spread of reasons. No matter your reason, it is vital to form certain you merely use it for emergency things. They're not designed for excessive and surplus purchases. Once Associate in Nursing emergency arises, you may wish to think about employing a day loan as a result of they provide a a lot of economical application method. All work is completed on-line, therefore you save lots of your time. Since this can be a loan, there square measure necessities that has got to be met before the loan are often given. They're not as tight because the regular loans. It permits a lot of folks to be able to use it after they want cash.

Comparing auto insurance

automobile insurance is that the necessary insurance that is required to shop for. There area unit some edges that you simply can get if you have got automobile insurance. However, there area unit many of us WHO have automobile don't wish to shop for the automobile insurance as a result of they are doing not wish to pay a lot of cash to pay the monthly payments. If {you wish|you would like|you wish} to shop for the automobile insurance however you are doing not want to pay a lot of cash to pay the monthly payment, it's higher for you to decide on the automobile insurance policy that has the lower premium. Though you select to shop for the auto insurance that has the lower premium, you would like to decide on the correct one that has sensible coverage.   So as to urge the automobile insurance that has sensible coverage at the lower premium, you would like to match the automobile insurance quotes from some automobile insurance corporations. You'll would like a lot of time to search out the correct automobile insurance that has sensible coverage at the lower premium. Now, you're ready to compare the insurance quotes from some respectable automobile insurance corporations on-line through automobile insurance Rates. Through this website, you're ready to compare the automobile insurance quotes simply and quickly. Besides, you're ready to bang from your own residence.

Tuesday, October 2, 2012

The Pros and Cons of Technical Education Systems

Technical education has been around for many years and has been a popular form of training from the beginning. Technical education refers to learning about a particular field with hands-on experience. When one engages in technical education, they actually learn from someone who does what they teach.
Compared to the more traditional avenues of learning like college, technical education is much more specific to a certain field. College is a much broader scope and concentrates more on theory. The basic idea for this form of education is to teach you how to learn. Then you still have to learn the specific requirements for your job once you get out of college.
With technical education, you actually learn from a master in the field. This is also sometimes referred to as an apprenticeship. When you're done with this training, you are ready to do the tasks by yourself. You can go right to work for someone without needing any additional training.
The benefits for technical education are big for prospective employers. Many companies have spent a great deal of their money training new employees. Then, many times, the people don't like the jobs and quit. Then the companies are forced to start all over again with new employees. It is a never-ending cycle that costs the employers a lot of money and time.
In the past, technical education was looked at as a negative thing as it was associated with the lower class of the social scale. The industries that engaged in this practice were manual laborers such as welders, electricians, and blacksmiths. Many people stayed away from this type of training simply because of the reputation associated with it. However, in today's fast changing economy, technical education is generally accepted as the norm in many new industries.
Now industries such as retail, tourism, information technology, funeral services, cosmetics, and cottage industries all rely on some form of technical education.
Many types of businesses are demanding a much more specialized workforce. With the way the economy is changing, people with generalized knowledge are becoming phased out for people with highly specialized skills.
In many cases, this results in a higher level of starting pay for new employees. The companies that are hiring feel more comfortable about giving someone a decent salary when they know they can handle the work. Another great thing about technical education is the job placement. Many trade schools offer job placement directly after you graduate. They have many relationships with employers and the employers know exactly what they're getting in a new graduate.
Overall, technical education is a great way to get a head start on your career. You can focus on the skills you need to do the job that you want to do. If you want to be on the fast track to a great career, technical education may be the way to go. You'll no longer have to waste years of your life learning theory. You can get started learning what you need to know in order to succeed.

Tuesday, September 25, 2012

If You Are a Real Estate Investor You Must Continue Your Real Estate Education

With all things that are done intentionally as a real estate investor your education comes first. A real estate investing education is primary to your success in business, and in all circumstances there is an identifiable pattern of learning that leads from thought to action. When experiencing something new, first you hear about it or learn of its existence. Next you learn what it is. Then you learn how it works. And finally, you practice it, which is where experiential learning begins.
This article is intended to discuss education, separate from experiential learning (but a little more on that below). Your real estate education should not be looked at as a phase you go through, but rather as an ongoing process. This is a requirement to stay in the real estate business and to excel. There are at least three very good reasons why your real estate investing education should be continuous and ongoing. One is that having new information can allow you to improve the process of what you're already doing, so that you can do it better. Another is that having new information can allow you to do new things that you're not already doing, such as implementing new profit centers in your real estate business. A third is that the world is always changing so that knowledge needs to be continually updated to be useful.
The fastest way to develop yourself educationally is to actively seek out as many sources of education as possible on a continuing basis. There are three common modes of education to be aware of that can help inform your search. One is private education that you digest on your own, which can include books, audio recordings, video recordings, websites, and online and offline real estate investing newsletters. Another is participatory education, which involves some sort of interaction with an educator, and can include seminars or boot camps, conference calls, and webcasts.
Yet one more is hands on education, which can be gotten by working with others already in the business. This could take the form of a mentorship or an apprenticeship with another investor. You could also take advantages of all the resources of a local real estate club, either online or offline, which is dedicated to helping investors further their education in all sorts of ways. As an ongoing business activity, your real estate education deserves management and balancing against the other ongoing activities of your business as well as all of the other demands on your time.
You should work it out however is best so as to ensure that a dedicated portion of your time and resources on a regular basis go to furthering your real estate and business education. A final word on education from experience, or experiential learning, comes last. Education can be overrated by beginning real estate investors. While it does have a large role to play in your overall progress and success, the amount you actually learn from studying educational materials is negligible compared to the amount you learn from actually performing an action or having an experience.
Keep this in perspective if you feel paralyzed by an insufficient real estate investing education.

Tuesday, September 18, 2012

Guiding Principles For Educational Reform

One reads a great deal concerning education reform nowadays. It might almost seem as if this were some new trend in education. Indeed, it is not. I have been an educator for over thirty years. My field of expertise is reading. After teaching in a regular elementary classroom for a couple of years, I completed a master's degree in reading and learning disabilities. Except for a five year break to attend seminary and serve as a full time minister, I have been a teacher of elementary reading. In 1995, I completed a doctorate in reading/educational psychology. At that point, I began teaching reading methods in a college setting.
Over my thirty years of involvement in education, I have seen many, many reforms. Some have come from the right, others from the left. In the field of reading, when I began my teaching, basal reading programs were in, and we attempted to teach every skill known to humanity. Next, whole language gained quite a following. Next, an oldie, but a popular one, reappeared: phonics. Now we are emphasizing a balanced approached-I think that is likely a step in the right direction.
We can easily extend this discussion beyond the boundaries of reading. When I started attending elementary school in 1960, math was a "drill and kill" activity. The expectation was learning of the basic math facts and procedures whether you understood them or not. It is rather easy to see if you learned under this method. Just attempt to explain "conceptually" why 1/2 divided by 4 is 1/8, and why to arrive at that one must "invert and multiply." I am surprised at how many cannot explain the multiplication and division of fractions at the conceptual level.
When I was about half way through my elementary school education, the so-called "new math" hit the educational world. I remember well spending most of my fourth-grade year (when it started in Kansas City) marking that 5 + 2 > 1 + 3. I liked this math. I was not too good at the old stuff, and I found this a breeze.
People become very opinionated about educational reform. I have seen many a battle over the issue of whole language vs. phonics. It seems like everyone gets involves. Classroom teachers form strong opinions. Politicians form strong opinions and include reform as part their political platform. They know education is a hot button issue with voters. One group that I watch with great diligence is the religious right. It seems as if they have turned such aspects of educational reform as phonics-based reading instruction and support for the No Child Left Behind Act into something resembling religious dogma. It seems to make little sense, turning reading methods into a religious or quasi-religions crusade, but that is what the leaders of the religious right seem committed to support (James Dobson, for example).
I reiterate: educational reform is not new. With that notion disposed of, I would like to suggest three principles of any lasting and useful educational reform. These are characteristics of reform supported over the long haul by much research and dictated by commonsense. I have arrived at these through observation of reform cycles that I have seen throughout my years of work as an educator.
First, education reform cannot be test-driven. Currently, the watchword is accountability. From this perspective, teachers are cagey, lazy actors who need to have their feet held to the fire to make them perform. I have observed thousands of teachers over the years, worked with thousands of pre-service teachers, and supervised well over a hundred student teachers. I must admit, one does rarely encounter a lazy, careless teacher, but it is unusual. The attempt to control teachers and student achievement by means of standardized tests is a misguided approach.
A recent study by the Educational Testing Service, makers of the SAT and nationally used teacher certification exams, revealed that there is much in student performance that cannot be controlled by schools. In fact, ETS discovered four variables: absenteeism, the percent of children living in single parent families, the amount of television kids watch, and how much preschoolers are read to daily by caregivers (especially parents) were very accurate predictors of reading test results used for No Child Left Behind reporting in eighth-grade. It seems that learning involves many variables (the four factors accounted for over two-thirds of the differences in aggregated state testing results). Home factors are things that schools and teachers cannot control.
Instead of testing and testing yet more, a better use of funding would be the improvement of conditions for parents and families. Funding Head Start results in a measurable increase in IQ scores for disadvantaged children. Why not continue to fund enriched environments for Head Start children when they leave the program and help retain ground already gained? Why not fund more "parents as first teachers" programs to go into the homes and teach parents how to help get their preschoolers ready for school? Why not spend more money eradicating poverty-especially since that seems to be the real issue?
Second, an effective reform program would insist on scope and sequence. By scope, I refer to the content taught, by sequence, I refer to when content is to be mastered. This was one of the downfalls of the whole language movement. It taught reading without any real coordination of materials, curriculum, or expectations for mastery in terms of when expected benchmarks should be met. Much more coordination of teaching needs to take place and curriculum guides and agreed upon content are essential.
At the same time, I am not implying that methodology needs to be completely standardized. There needs to be some general guidelines on how to go about doing things. Still, teaching is as much art as science. To address methodology too much turns teaching into a mechanical act, and we know that the relationship, or blending, of teacher and learner are all important concepts. What we need are standards and benchmarks without denying teachers the authority to make hundreds and thousands of critical decisions each day. What we need are flexible standards and flexible benchmarks.
Lastly, we need a new way of doing things. After all of the years of reform, after all the years of researching what works, an amazing trend is notable. Educational critic and researcher, John Goodlad, notes that the most common activity one observes in today's elementary schools is seatwork (i.e. worksheets, quiet work from textbooks, etc). The most common activity noted in high schools is lectures. Both of these approaches are notoriously ineffective. Just consider lectures, for example, how often do you "zone out" during sermons? And, if you do attend, what keeps you "plugged in?"
We have lost the wisdom shared with us by John Dewey so many years ago and supported by study after study. Children learn best by doing. Kids need to make a classroom democracy, not just study government in their civics textbook. They need to come up with ways they can recycle and begin a neighborhood recycling program, not just read about pollution. Education needs to become real. The real is better than the contrived. As psychologist Jerome Bruner has pointed out, doing is better than seeing, and seeing is better than just reading or hearing about something. Probably the best approach combines all three methods.
Reforms come and go. However, on these three principles, we can arrive at a reform that will stand the test of time. All of us want our schools to improve. Isn't it time to skip the political rhetoric of the right (including the religious right) and the left and do what is best for kids? Isn't it about time?